If approved for a Top Up loan well add any existing balance to the additional money you wish to borrow and create a new loan for the total amount. This means you'll only have one simple monthly repayment.
For example (for illustrative purposes only):
- What you have left to pay on your old loan : 1500
- The additional money you would like to borrow Top Up amount: 2000
- New loan amount: 3500
- Money paid to you: 2000