For some of our applications we use Open Banking. We use this to check the affordability of the loan youre applying for with us. Using Open Banking means that were able to make a decision based on your most up to date information. If we need to do this, well ask you for access to your bank so we can see your bank transaction history. It is entirely optional, and you dont have do this but it may enable us to process your application more quickly.
With your permission, our trusted partner consents.online will connect to your bank account safely and securely to provide us with details of your transactions and income. Youll be guided on how to do this as part of your loan application. This is completely separate from credit reference checks and wont impact your credit file